Health Insurance

Rhodes College requires all students to have accident, sickness and hospitalization insurance coverage.

Students may be covered under a family policy or a private carrier, and insurance coverage must continue as long as the student is enrolled. The Health Insurance Information Form you filled out before entering Rhodes needs to be current. Students may be treated for most ordinary illnesses at the Moore Moore Student Health Center on campus. In instances when specialists are needed or laboratory work is performed by AEL, your health insurance will be billed by them.

Student Insurance Plan

Rhodes College offers a student health insurance plan to ensure that all students have access to comprehensive health insurance in Memphis while attending the college.

All undergraduate students enrolled in 9 or more credits and graduate students enrolled in 6 or more credits. 

Period Start Date End Date

Student Rate

Student Rate
Annual  August 1, 2022 July 31, 2023 $2262.00 $2,780.00
Spring/Summer January 1, 2023 July 31, 2023 $1312.00 $1,612.00






Enrollment Deadlines

  • Annual Enrollment Deadline – September 8, 2022
  • Spring/Summer Enrollment Deadline – February 14, 2023

To Waive the Insurance

Go to First Student, select Rhodes College, go to the "Waive Your School's Health Insurance" and complete the waiver form. You will need to enter your date of birth and Student ID number to access the waiver form. You will need to answer some questions about the coverage for certain healthcare categories by your health insurance plan. You will also be asked to supply the following information about your health insurance plan: the name and U.S. address of the insurance carrier, policyholder's name, policy number and toll free number for claims service. If this plan meets coverage criteria then you will receive a notice of waiver approval.

To Enroll in the Insurance

Go to First Student, select Rhodes College, go to “Enroll Now – Health Insurance” and follow the directions. 

Benefit and enrollment information is available online at First Student – Rhodes College or you can contact First Student customer service at 800-505-4160 or

Customer Service Information

  • FistRisk Advisors (FRA) can assist students with waiver/enrollment 
  • United Healthcare Student Services can assist students with questions about policy information.
    • Students can call United Healthcare Student Services at 800-505-4160. 

You should keep a copy of your insurance card with you.
You should also be familiar with your plan—you may want to ask your parents to make a list of what it covers. Some coverage requires the insured to call in order to receive pre-certification before seeing a nurse practitioner or physician. Check with your private insurance provider to ensure that possible visits to our health center, Memphis area physicians, minor medical centers or emergency rooms will be covered under your plan.

Insurance Facts:

  • Most young adults can stay on their guardian′s insurance plan until the age of 26.
  • If you have a pre-existing condition and are uninsured, there is a Pre-Existing Condition Insurance Plan. Please click the link in order to learn more about available plans in your state:
  • If you are on a new insurance plan, insurance companies cannot charge a deductible or copays for recommended preventive services (flu shots, immunizations, etc.).
  • Most insurance companies cannot deny coverage to children under age 19 due to pre-existing conditions.

Student Health Insurance Information

In order to learn more insurance facts, please click the link:

Click here for more information about Student Health Services.