Voluntary Dental Insurance
Plan Sponsor
This Plan is sponsored by Rhodes College, 2000 North Parkway, Memphis,
TN 38112.
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Eligible Participants
All full-time faculty and staff categories A and B have the option to purchase dental insurance coverage for themselves and their dependents.
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Date Eligible for Coverage
Each employee becomes eligible for dental coverage under the Plan the first day of the month following the date of employment with Rhodes.
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Date Eligible for
Dependent Coverage
A dependent shall become eligible for coverage on either (a) the first day that the employee becomes eligible for coverage and satisfies the definition of eligible dependent coverage or (b) the day a covered employee first acquires an eligible dependent.
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Benefits Provided
There are two separate Dental Plans available.
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Basic Plan
- $100 lifetime deductible
- Diagnostic and preventive services covered at 100% after deductible has been met.
- Basic services covered at 80% after deductible has been met.
- $500 per person maximum per calendar year
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Premier Plan
- $100 lifetime deductible
- Diagnostic and preventive services covered at 100% after deductible has been met.
- Basic services covered at 80% after deductible has been met.
- Major services covered at 50% after deductible has been met. There is a12-month waiting period before major service coverage is available.
- $1,000 per person maximum per calendar year
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More Information
There is a monthly charge for dental insurance coverage that is paid through payroll deduction. At the employee's option, dental insurance premium payments may be deducted through the flexible benefits program (pre-tax option).
Currently the insurance company is Companion Life Insurance Company. Request for information concerning Companion Life Insurance Company contract terms, condition and interpretation thereof, claims thereunder, any requests for review of such claims and service of legal process may be directed in writing to:
Companion Life
P.O. Box 100102
Columbia, SC 29202-3102
The requirements for being covered under this Plan, the provision concerning termination of coverage, a description of Plan benefits (including any limitations and exclusions which may result in reduction or loss of benefits) are explained in your Plan booklet.
The plan year is July through June.
For a statement of ERISA rights see ERISA
on this site.
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