Andrew Gibson 901-843-3465 901-843-3749 (fax) gibsona@rhodes.edu Insurance Form (PDF)
Our athletic accident policy, which provides insurance for your son or daughter for injuries occurring while participating in the play or practice of intercollegiate sports is "EXCESS" or "SECONDARY" to any other collectible group insurance benefits. This means that any claim for benefits must first be filed with the group insurance company providing coverage to your son or daughter through your employer or your spouse/s employer. After they have paid all available benefits, our athletic insurance company will consider remaining amounts based on USUAL and CUSTOMARY charges. WE, AS THE SCHOOL, DO NOT HAVE THE OPTION OF WAIVING THE REQUIREMENT OF FILING WITH YOUR GROUP INSURANCE.
Please understand: 1. Most employers' group insurance allows dependent coverage to be continued to age 23 if the dependent is a full-time student. DO NOT drop depended coverage while your son or daughter is participating in intercollegiate athletics. Many companies will allow you to change the area of coverage for your son or daughter. 2. Claims against your group insurance plan DO NOT increase your individual insurance premiums.